Share Predictions
Dividend calculator
How much income a stock or ETF pays you, and how it grows when you reinvest.
More options
For shares and dividend per share. Leave empty if you do not need them.
Your own rate. To estimate one, use the dividend tax calculator.
Fill in a yield
Approximate yields that change daily. Check today's figure.
Annual dividend income
$350.00
- Monthly income
- $29.17
- Per payment
- $87.50
- Dividend per share
- Shares
Projected value after 10 years
$131,009
- Total dividends
- $17,131
- Year 10 income
- $3,797
- Yield on cost
- 5.4%
- Total return
- 87.2%
Total annual dividends
$855.00
- Portfolio yield
- 3.4%
- Monthly income
- $71.25
- Total invested
- $25,000
- Stocks
- 3
At 15% tax, you keep $297.50 a year after $52.50 tax.
Payments over 12 months
Year by year
| Year | Value | Shares | Year's dividend | Yield on cost |
|---|
Shares assume a $100 start price.
How dividend income works
Your yearly income is the amount you hold times its yield. With reinvestment, each year's dividends buy more shares, so the next year's income is larger.
The DRIP projection holds your yield, growth and price numbers steady every year. It reinvests before tax and leaves out fees.
Annual income = Amount invested × Dividend yield
An example
$10,000 at a 3.5% yield pays $10,000 × 0.035 = $350 a year, or $87.50 a quarter. Reinvested, with $500 added monthly, 5% dividend growth and 7% price growth, it projects to $131,009 after 10 years, of which you put in $70,000.
Questions
How do I calculate dividend income from stocks?
Multiply the shares you own by the annual dividend per share: 100 shares paying $2.00 a year earn $200. If you know the yield instead, multiply the amount invested by the yield. In Excel: =Shares*Annual_DPS.
What is dividend yield and how is it calculated?
Dividend yield is the annual dividend per share divided by the stock price, as a percentage. A $100 stock paying $3 a year yields 3%. When the price falls the yield rises, and the other way round.
What is DRIP and how does dividend reinvestment work?
A dividend reinvestment plan (DRIP) uses each dividend to buy more shares of the same stock. More shares then earn more dividends, so the income compounds.
What is yield on cost?
Your annual dividend divided by what you paid, not by today's price. If you bought at $50 and the dividend grew to $3 a year, your yield on cost is 6%, even if the stock now yields 3% at $100. In the DRIP projection here it is the year's income divided by all the money you put in.
What is a good dividend yield?
It depends on your goals. As of 2024, S&P 500 funds typically yielded 1.2-1.5% and dividend growth ETFs 2.5-4%. A very high yield often signals risk: a falling price pushes it up, and the dividend may be cut.
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For education only, not financial advice. Results depend on the numbers you enter.